Blue Cross Blue Shield Rehab Coverage
If you or a loved one is struggling with alcohol or drug addiction, you’re not alone. It’s estimated that there are currently over 23.5 million people in the US with a substance abuse problem. Sadly, most of them go untreated.
Many people with addiction issues would like to receive treatment, but feel they can’t afford it. What they may not realize is that, if they have group health insurance benefits through their employer, drug or alcohol rehab may be covered by their policy.
Verification of Benefits
Fill out the information below, and a qualified addiction counselor will contact you within an hour.
Will Blue Cross Blue Shield Rehab Coverage Pay for Drug or Alcohol Rehab?
Blue Cross Blue Shield is committed to providing excellent health benefits coverage for its plan members. They understand that addiction is a chronic disease that can be treated. As such, coverage of substance addiction treatment is included in its group benefits packages.
The benefits and coverage may vary from one policy to another so that certain limits may apply and there may be a deductible to pay. Consult your policy or contact Blue Cross Blue Shield for details about Blue Cross Blue Shield rehab coverage.
Blue Cross Blue Shield Rehab Coverage for Alcohol and Drug Rehab
Coverage details can vary from one plan to another, however, for most comprehensive plans, the client may be required to pay a small deductible, or there may be no cost to them at all.
A referral from the primary care provider may be required and the treatment must be provided by one of Blue Cross Blue Shield’s approved providers. Review and approval of Blue Cross Blue Shield rehab coverage may be required before the commencement of rehab treatment. Clients are advised to consult their policy for details.
About Blue Cross Blue Shield
The Blue Cross Blue Shield Association is a national federation of 36 independent, locally operated Blue Cross Blue Shield Companies offering coverage in 50 states, the District of Columbia and Puerto Rico. Blue Cross Blue Shield companies provide coverage to 107 million member Americans. More than 96% of hospitals nationwide and 92% of professional providers contract with Blue Cross Blue Shield.
Inpatient vs. Outpatient Treatment
People are often unsure about the differences between outpatient and inpatient treatment. For inpatient treatment, the client resides at the rehab facility full time. That lasts typically between 30 and 90 days. All of the costs for accommodation and food are included. The client attends daily therapy session and has access to professional medical assistance 24 hours a day.
In the case of outpatient treatment, the client can continue to perform normal activities like work or attending school and resides at home. The client attends regular meetings and appointments at the treatment facility. The duration of outpatient rehab is usually longer than for inpatient.
Addiction to alcohol and drugs can wreak havoc on the lives of the person with the addiction and their loved ones. Trying to break free from the cycle of abuse can be a daunting task to undertake on your own. Professional rehab provides assistance with quitting drug or alcohol use using such techniques as individual and group therapy, family counseling, relapse therapy, educational programs, art therapy and others.
The process requires commitment and work, but when it is done in a luxurious and peaceful setting, it can make the experience far less stressful. Some clients have found certain aspects even to be pleasant and enjoyable.
Why Drug and Alcohol Rehab from Blue Cross Blue Shield Matters
Approximately one out of every 25 adult Americans suffers from substance abuse or drug or alcohol addiction. Fewer than 11% of them ever seek professional help to free themselves from addiction. For many, the problem is purely a financial one. Without the financial means to pay for rehab treatment, they feel trapped in the cycle of addiction.
By including drug and alcohol rehab coverage in their group benefit plans, Blue Cross Blue Shield rehab coverage is helping countless Americans to get access to the treatment they so desperately need.
The Economic Impact of Drug and Alcohol Addiction
Drug and alcohol abuse takes a tremendous toll on individuals suffering from addiction, as well as friends, family and loved ones. The problem of addiction has grown dramatically in recent decades in the US, and its effects are felt on a large scale by the economy as a whole. According to the National Institute on Drug Abuse, $700 billion is spent annually because of drug and alcohol abuse. These include legal and law enforcement costs, healthcare costs and the cost of reduced work productivity related to substance abuse.
With effective insurance coverage, the financial burden for those seeking treatment can be eased, and there can be a real chance at recovery and living a productive life, free from drugs and alcohol. At Beachside Rehab, we have a team of experts ready to help you take control of your life and make substance abuse a thing of the past. Contact us today for more information about your Blue Cross Blue Shield rehab coverage.
Common Signs That You or Someone You Love May Have a Substance Abuse Problem
Drug or alcohol dependence can be tricky. People often feel that they have their consumption under control until it’s too late and they come to the realization that there’s a problem. Some of the most common clues that the problem has gotten out of control can include:
- Missing important commitments, such as work or school
- Having close relationships with family and friends become strained due to substance abuse
- Engaging in dangerous or reckless behavior
- Frequent run-ins with the law
- Feelings of shame surrounding your drug or alcohol consumption, or consuming it in hiding
- Feeling as though the use of drugs or alcohol will help you to feel accepted or loved
If one or more of these symptoms sounds familiar, then rehab treatment may be the perfect solution. And if you have Blue Cross Blue Shield rehab insurance, all or a portion of the cost of rehab will be covered by your plan.
Getting the Help You Need Today
If you have been feeling that the time has come for you to get clean, but feared that the cost of rehab treatment placed it beyond your reach, contact Beachside Rehab today. We can help you find out more about how your Blue Cross Blue Shield coverage can help you achieve a healthy lifestyle that is free from the chains of addiction.