Aetna Drug Rehab Coverage
One of the most common barriers that people suffering from addiction face when it comes to getting the help they need is the cost.
Roughly, 1 out of every 12 American adults suffers substance addiction. Out of those, only 11% have sought treatment. Addiction has been a growing problem in recent decades and has placed a considerable strain on the healthcare system. In an effort to get rehab treatment within reach for more people who need it, the Affordable Care Act made it mandatory for insurance companies to offer drug and alcohol rehab within their healthcare coverage, classifying it in the same realm as any other mental health condition.
Verification of Benefits
Fill out the information below, and a qualified addiction counselor will contact you within an hour.
Do You or A Loved One Need Rehab Treatment?
Addiction is different for everyone. Nevertheless, there are some common indicators that might suggest some action needs to be taken. Some of these include problems at work, either because of absenteeism or being incapable of meeting your commitments; conflict or estrangement from family and friends stemming from your substance use; trouble with the law; and feelings of shame or inadequacy.
Will Aetna Rehab Coverage Pay for Addiction Rehab Treatment?
For those who are members of a group insurance benefit plan with Aetna as their insurer, there is good news. Alcohol and drug addiction rehab programs are covered as part of the program’s behavioral health benefits. The extent of the Aetna rehab coverage can vary from one benefit plan to another. For those with a comprehensive plan, the client will not be required to pay anything at all or may be responsible for only a small portion of the fees.
Aetna was founded in 1853 in Hartford, Connecticut. The company is a leading provider of group and individual health and medical insurance. The company is built on a commitment of providing excellent benefit products and services. They strive to make the process of tapping into the benefits as simple as possible for their clients.
Aetna believes that healthier communities lead to a healthier world. The company has a strong sense of corporate responsibility that is dedicated to active community involvement. In 2013, they were added to the civic 50, a list of the country’s most community-minded companies. They were also ranked first in fostering civic culture.
A patient with a drug or alcohol addiction who also suffers from a mental disorder is referred to as one with a dual diagnosis in the rehabilitation industry. A dual diagnosis comes with its own set of inherent challenges, and can be an overwhelming prospect for the client. In many cases, a mental disorder, like depression, anxiety or a personality disorder has been a leading cause of the substance abuse.
For patients like these, a personalized rehab plan with Aetna rehab coverage will be required. It may include detoxification, mental health counseling, group therapy, individual therapy and medication.
Why Aetna Rehab Coverage of Drug and Alcohol Rehab Is Important
There is an estimated 23.5 million Americans currently suffering from addiction or substance abuse. In recent years, we’ve seen a significant increase in addiction to opioids and prescription drugs. The cost of addiction is massive, both for the individual who suffers from it and for the nation as a whole. The National Institute on Drug Abuse has estimated that roughly $700 billion is spent annually on costs relating to addiction and substance abuse, such as those for healthcare, reduced productivity and law enforcement and crime prevention.
Until relatively recently, the perception of addiction held by the public was that it is a sign of a weak personality or an individual’s personal failings. Fortunately, after significant research in the field of addiction, we now understand it to be a treatable chronic disease.
By making addiction treatment more accessible through Aetna rehab coverage, Aetna is doing their part to remove the stigma associated with addiction and to address the issue.
The process requires commitment and work, but when it is done in a luxurious and peaceful setting, it can make the experience far less stressful. Some clients have found certain aspects even to be pleasant and enjoyable.
What to Expect During Detox
Detoxification is the first step in substance abuse treatment. During this time, the client abstains from using drugs or alcohol to allow the body to eliminate the toxins. Before beginning the detox process, a careful assessment will be made to determine what kind of detoxification will be best suited to each individual.
In some cases, particularly for the heaviest users and those addicted to certain substances, medication may be used to assist with the process. These medications, administered by trained professionals and under supervised conditions, can help ease the withdrawal symptoms and protect against possible side effects.
The symptoms associated with detox are often unpleasant and will vary from one person to the next and depend on the kind of substances that were abused. They can include headaches, anxiety, tremors, vomiting, sweating, tremors and heart palpitations. While detoxing alone is not a cure for addiction, it is the crucial first step towards regaining your health.
How Coverage for Substance Addiction Rehab Works
Addiction benefits are included with mental health benefits in most Aetna plans. The specifics of Aetna rehab coverage may vary from one plan to another, so it is advisable to follow the procedure as outlined in your plan. A referral from your primary care provider is required, and the treatment must be provided by one of Aetna’s participating behavioral health providers. Coverage may be subject to limits and payment of a deductible may be required. Consult your schedule of benefits or contact Aetna for details.
Put an End to the Cycle of Addiction Today
If you have found that drug or alcohol use has become a problem in your life that you want to deal with, it may be time to consider rehab treatment to help you get control of your life and regain your health. For details about your drug or alcohol rehab coverage, contact Beachside Rehab today.