Highmark Rehab Insurance & Benefits
For millions of Americans, the idea of going to rehab and getting help for addiction issues is simply that; an idea. For many, entering a rehab facility is a financial burden that’s simply too much to take on. Especially when you consider that addiction often leads to debt and loss of savings.
The Substance Abuse and Mental Health Services Administration estimates that roughly 22.7 million Americans would benefit from addiction rehab. It also estimates that only 2.5 million people actually receive treatment for substance abuse. This is a huge discrepancy that could be reduced by making rehab services more accessible to those who need it most.
As we learn more about addiction and treating it as a chronic disease rather than a product of bad decision-making, it becomes clear that something must be done to improve the accessibility of quality alcohol or drug addiction treatment. This is where Highmark rehab coverage comes into play. With comprehensive coverage, members can enter a rehab facility where they can receive expert treatment to finally beat addiction.
Verification of Benefits
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The History of Highmark Addiction Treatment Coverage
Highmark Insurance opened in 1977 when two Blue Cross Blue Shield licenses merged. Today, Highmark serves 5.3 million members in Pennsylvania, West Virginia and Delaware, making it one of the largest insurance providers in the country. Since opening, Highmark has worked to innovate the insurance industry with affordable policies that are simple to understand. Highmark promises quality care from associates who truly care about members.
Benefits of Rehab Coverage
Millions of Americans do not get proper help for their drug or alcohol addiction. With the passing of the Affordable Care Act, it became law for insurance providers to include mental health and rehab coverage in their plans. The goal is to make mental health services and addiction treatment more accessible to those who need it most.
By making this type of treatment easily accessible, we can help erase the stigma attached to addiction while helping more people get sober with quality treatment. As a chronic disease, addiction requires treatment and management. Unfortunately, the most effective type of treatment, inpatient treatment, can often be pricey. By including addiction coverage in an insurance policy, Highmark alcohol rehab coverage will cover many of the costs associated with rehab.
Rehab coverage is beneficial for individuals because it allows them to focus solely on their recovery rather than worry about paying a large bill at the end of treatment. This leads to fewer chances of relapse and a higher success rate. Rehab insurance is also beneficial to the American economy. The National Institute on Drug Abuse estimates that about $700 billion per year is spent in addiction costs. From the loss of productivity at work, crime and healthcare expenses, addiction in America is something that impacts us all.
If you believe a loved one may need treatment for alcohol or drug addiction, please call us today 866-349-1770.
What is Covered with Highmark Drug Rehab Coverage Insurance?
There are several unique features that make Highmark one of the best insurance providers for those looking for drug or alcohol rehab treatment. Unlike other carriers, Highmark classifies alcohol addiction as a medical condition. This changes the way addiction treatment is structured within the plan. Unique coverage is dependent on the individual plan. However, most plans include total cost coverage options if your deductible expenses have reached their maximum for the plan period.
In addition to this, Highmark substance abuse coverage also includes treatments that are considered “medically necessary” for addiction treatment. This means that treatments such as detoxing are completely covered.
Experimental treatments, however, are not covered by Highmark insurance. Choosing a treatment that is considered experimental or treatment from a facility that is not covered by Highmark’s network, you can either choose to pay above what the insurance covers or make payment plans in order to afford the service.
What is Detox?
Detox or detoxification is the process where the body rids itself of its physical dependency on drugs or alcohol. Most reputable addiction treatment centers provide detox services before the healing portion of treatment. Highmark considers detox a medically necessary part of alcohol or substance abuse treatment, which is why it’s covered completely in their plans.
Many individuals who try to get sober on their own never make it past the detox stage because of the unpleasant withdrawal symptoms that occur. Withdrawal symptoms are common for individuals detoxing from drugs or alcohol. Symptoms are different for everyone depending on the type of substances used and how long they were used for. Some examples of withdrawal symptoms include nausea, headache, grand mal seizure, depression, anxiety, paranoia and more.
Because of the nature of these withdrawal symptoms, it’s recommended to go through detox with the help of a trained medical professional. Healthcare providers can monitor individuals going through detox and prescribe medications to ease the withdrawal symptoms and ensure the patient’s safety.
What Else is Covered Through Highmark Rehab Insurance?
Another important part of addiction treatment is aftercare. Aftercare consists of programs designed to make transitioning back into the real world a little easier. Some examples of programs included in an aftercare plan include placement in a sober living environment, support groups, private therapy sessions, help to find work or applying to post-secondary school and more.
Highmark addiction treatment coverage typically covers the cost of these types of programs, but the best way to determine the full scope of your coverage and plan eligibility would be to call your insurance provider and ask.
Get Started on the Right Path Today
With numerous payment options and help from the experts at Highmark, rehab is no longer a dream for many who could otherwise not afford treatment. Comprehensive Highmark alcohol rehab and drug rehab coverage is the best way to get quality substance abuse treatment at an affordable price. Call your insurance provider today for your policy details and find out how much coverage you qualify for. Entering rehab is one of the most important decisions a person will make in their lifetime.
“Beachside Rehab was a life changing experience for me. I was so lost in life and my whole family had given up on me. Treatment was my last hope. I am so thankful I found Beachside. The therapy offices felt so comfortable and helped me calm down because I was so nervous."
“I loved Beachside! The staff, the facilities, and the program was amazing. So thankful I found this place! I highly recommend this treatment center!”
“I was treated on an individual basis. My treatment focused on my needs to get well. A beautiful setting and very caring staff members. I strongly believe that I have a support system I can depend on now and in my future! Thank you for giving me my life back!”
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