Cigna Drug Rehab Coverage
It takes a great deal of courage to come to the decision to enter a drug or alcohol rehab program. Many people struggle with this decision, finding it difficult to admit that they may need professional help to deal with their substance abuse problems. So, it can be terribly disheartening to discover that rehab is simply beyond the reach of anyone without the financial means to get treatment.
Addicts consequently find themselves searching for ways to cover the cost of regaining their health and wellbeing. We are often asked if treatment for drug or alcohol addiction is covered through group health insurance providers like Cigna, and the answer is yes, we offer Cigna rehab coverage.
Verification of Benefits
Fill out the information below, and a qualified addiction counselor will contact you within an hour.
How Does Cigna’s Rehab Coverage of Drug and Alcohol Rehab Work?
It’s important for Cigna health benefit plan members to follow the necessary procedures to get their Cigna rehab coverage approved. Since each plan is different, you may be responsible for a deductible or certain limits may apply. Prior approval may be required, and rehab treatment must be provided by an approved Cigna healthcare partner. For more details about your coverage, consult your policy.
Does My Cigna Rehab Coverage Pay for Rehab?
Every policy is different, so the amount covered and certain limitations may apply depending on your specific plan.
The Cigna Story
Cigna and its predecessor companies have been providing insurance products since 1792. Today, Cigna is a global health service company that is active in 30 countries with 37,000 employees serving 86 million customers.
Cigna’s reputation is built upon a culture of integrity and a commitment to the highest standards of operation.
A Comparison of Inpatient and Outpatient Treatment
The determination of whether inpatient or outpatient treatment will be the best option for a client will depend on the severity of the client’s addiction, their state of mental health, the support system that surrounds them and their living situation.
Inpatient treatment is often preferable if outpatient treatment was attempted unsuccessfully before; if the client resides a distance away from the rehab facility; if the living environment makes it difficult to avoid alcohol or drugs; or if there is another physical or mental health concern in addition to the addiction.
The first step in treating alcohol or drug addiction is to allow the body to cleanse itself of those substances, to stabilize the chemical effects on the brain and the body. Often this process gives patients the highest levels of anxiety and concern.
The symptoms that someone might expect to experience during detox will vary from one individual to another and are based on the kind of substance that was abused. The detox process can be difficult, however going through it in a safe environment while being monitored by medical professionals can be very helpful.
A complete assessment of each individual is made to determine the best and safest protocol that will ease the symptoms of withdrawal. In some cases, medications may be used to lessen the impact of withdrawals and reduce any pain or discomfort that the client may feel.
The Importance of Cigna Rehab Coverage for Drug and Alcohol Rehab
According to the Substance Abuse and Mental Health Services Administration, approximately 23.5 million people in the US suffer from an addiction to alcohol or drugs. That represents one out of every 12 adults who are living with addiction. Of these, it is estimated that only 11% seek and receive treatment for their addiction.
Among the most common barriers to getting the treatment they need is a financial one. Access to a good, reputable rehab facility has been typically beyond the means of many people.
During rehab and recovery, it’s critically important for clients to remain focused on getting healthy. If they are stressed or worried about the financial implications of paying for their treatment, it can have an effect on their chances of success. The worry is compounded further still if the individual had to leave work to receive treatment.
With the inclusion of Cigna rehab coverage for drug and alcohol rehab in Cigna’s group health benefit plans, treatment is now within the reach of so many more people who so desperately need it.
What Is Dual Diagnosis?
Dual diagnosis treatment, which is the simultaneous treatment of both the addiction and the mental illness, can be challenging. However, it is not advisable to try to deal with one issue at a time to avoid becoming overwhelmed by it, as the risk of relapsing is greater.
The treatment for dual diagnosis clients is tailored to meet the needs and requirements of each individual. The therapies and protocols can include:
- Individual counseling
- Group therapy
- Art therapy
- Family counseling
- Relapse prevention
- EDMR therapy
The Heavy Financial Burden of Addiction
The alarming rate of addiction among the American population has had a significant impact on the economy. According to the National Institute on Drug Abuse, the amount spent annually on healthcare, law enforcement, and crime, in addition to the cost of reduced productivity at work because of substance abuse, totals over $700 billion. With alcohol and drug rehab now being covered through group health insurance plans, like Cigna rehab coverage, not only does it help to remove the stigma so often associated with addiction, but many more people will now be able to receive the treatment they need, thereby helping to alleviate the financial strain on the economy.
The Help You Need Is Now Within Your Grasp
If the cost of getting treatment for your drug or alcohol abuse has prevented you from taking steps to regain a healthy life free from addiction, contact Beachside Rehab to find out how your health benefits coverage can help.