Value Options Rehab Insurance & Benefits
According to the 2013 National Survey on Drug Use and Health, an estimated 22.7 million Americans met the requirements for needing drug or alcohol treatment. Of that figure, only 2.5 million actually received treatment from a rehab facility. This significant gap confirms something that is already widely acknowledged by healthcare professionals; not enough people in the U.S. are receiving quality addiction treatment.
The best type of treatment for substance abuse or drug dependency is a rehab facility specifically designed to take on patients with addiction issues. These facilities employ expert therapists, counselors and healthcare providers who are trained and experienced in handling the unique challenges faced by individuals recovering from addiction.
For the 20.2 million Americans who do not receive the necessary treatment, one of the biggest excuses is the cost. Inpatient rehab is typically an expensive investment that many people, unfortunately, cannot afford. However, there are many options for those who need help including rehab insurance. Value Options rehab insurance helps its members with comprehensive mental health coverage so drug or alcohol rehab remains accessible for everyone.
Verification of Benefits
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Benefits of Inpatient Rehab
Many years ago, it was believed that addiction was the product of bad choices and poor self-control. There was a dark stigma attached to addiction that caused many who suffer from it to feel ashamed about their situation. Now, with research and further understanding, we know that addiction is more like a chronic disease that causes chemical changes to occur in the brain. These chemical changes can be reversed with effective treatment.
The most successful treatment option is inpatient rehab. This type of treatment allows patients to detox and then work through their problems while receiving round-the-clock medical attention. Benefits of inpatient rehab include:
- Clients live at the rehab facility for an extended period of time, allowing them to be removed from any triggering situations.
- Food and lodging are included in the price of the program, so clients need not worry about supplying this.
- For clients who need to detox, they will receive personal attention and quality care to get through withdrawal.
- Daily therapy sessions and support groups provide a sense of camaraderie and friendship that is vital to the healing process.
Inpatient rehab is the most effective means of recovery, but it is known to be more expensive than other treatment options. Some clients may also find it challenging to take time off work or school in order to live at the facility. Value Options substance abuse treatment is valuable because it helps take some of the burdens off the patient.
The History of Value Options Rehab Insurance
Value Options health insurance is also known as Beacon Health Options. According to their website, it’s the largest behavioral health and wellness company in the country, serving many businesses and organizations such as Fortune 500 companies, all levels of government, labor groups and academic associations. Value Options believe that a person’s well-being is directly connected to their physical and behavioral health. Driven by results and innovation, Value Options addiction treatment insurance works with clients to provide unique solutions tailored to specific needs and healthcare requirements.
How Does Value Options Drug Rehab Coverage and Alcohol Rehab Coverage Work?
As one of the largest behavioral health insurance provider in the country, Value Options has a few beneficial programs to help its members receive top-quality substance abuse treatment. By working with some of the best hospitals and treatment facilities in the country, Value Options is able to ensure its members are fully covered when it comes to all their drug or alcohol addiction treatment needs.
Substance abuse treatment is only available for Plan I members, with the following treatments included in the coverage:
- Detox services are typically included in the hospital stay portion of benefits for network providers unless in the case of an emergency.
- Plan I members can also receive alcohol or drug rehab treatment for any approved providers. Clients can choose to work with non-plan approved members, but the total dollar amount of treatment cannot exceed the allowance on the plan. If it goes above and beyond the monetary amount on the plan, clients will need to pay the difference out of pocket.
Additional Coverage Questions to Ask
Typically, with Value Options alcohol rehab coverage or drug rehab coverage, there are a few other questions you should clear up with the insurance company. To determine the full scope of your coverage, call your insurance provider and ask the following questions: What is the approved length of time for covered treatment? Most Value Options plans are designed for short-term care, however, it may differ depending on your unique plan. What types of treatment centers are available? Some coverage will only work with executive rehab centers, while others will allow treatment in luxury rehab centers. Are there any premiums or out-of-pocket fees? Determining any out-of-pocket expenses upfront will ensure that you are not hit with any unexpected fees. By asking as many questions as possible, you will ensure that you have the most comprehensive information so you can focus on recovery rather than dealing with insurance mix-ups.
If you or a loved one is seeking help for alcohol or drug addiction, please call us today 866-349-1770.
What are the Benefits of Using Insurance to Pay for Rehab?
For many Americans, the price of rehab is the deciding factor between getting treatment for addiction or not. With Value Options addiction treatment coverage, more individuals are able to get the help they need without having to worry about paying the high cost associated with quality substance abuse treatment.
In many cases, those who suffer from addiction are also going through financial hardship due to job loss or debts acquired from obtaining illicit substances. Making rehab insurance available to more people means that more people are able to recover from drug or alcohol addiction. Instead of entering a luxury rehab center and worrying about paying a large bill at the end, clients are able to enter treatment and focus solely on their recovery without the financial burden looming over their heads.
Rehab insurance is also good for the economy. The National Institute on Drug Abuse estimates that roughly $700 billion per year is spent in costs such as crime, job loss, healthcare and more relating to drug and alcohol dependency.
Find Our More About your Value Options Rehab Coverage Today
Whether you’re doing research for yourself or a loved one, rehab insurance is a great option to receive quality addiction treatment without worrying about paying high rates. For more information on treatment options and programs, contact Beachside Rehab today.
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